Case Study: The Beans reduces financial stress for healthcare and teaching employees with Plaid

Alleviating the top source of stress for employees with The Beans

The Beans is a financial‑services startup that helps employees in caring industries (like healthcare and education) reduce money‑related stress and the turnover it causes. To build a personalized finance app that automates cash‑flow planning and savings recommendations, The Beans relies on Plaid to connect users’ bank accounts and surface the transaction and account data needed to understand earnings, spending, and debt.

Using Plaid’s account connectivity and transaction data, The Beans built an automated cash‑flow planner that analyzes historical trends, recommends per‑paycheck savings, and can move money into savings accounts on users’ behalf. That capability has produced tangible outcomes for customers—one teacher used The Beans’ Plaid‑powered plan to exit bankruptcy two years early—and has helped The Beans deliver measurable reductions in financial stress and stronger employee retention.

The Beans

Melissa Pancoast

CEO and Founder