Case Study: Upper Peninsula General Contracting achieves $3,350 annual tax savings and 90‑second monthly administration with PeopleKeep

How Klint's construction company was able to save $3,550 per year on payroll taxes by switching to a health reimbursement arrangement

Upper Peninsula General Contracting (UP General Contracting), a Marquette, Michigan construction firm led by Klint Miller, needed a flexible, affordable health benefit for a small, seasonal workforce. Traditional group insurance was too costly and restrictive, so Klint sought an alternative and selected PeopleKeep’s health reimbursement arrangement (HRA).

PeopleKeep implemented an HRA that lets employees enroll in marketplace coverage or remain on a spouse’s plan and receive tax‑free reimbursements for prescriptions, co‑pays, dental, vision and other out‑of‑pocket costs. The PeopleKeep solution cut administration to about 90 seconds per month, maintained employee privacy, improved recruiting and retention, and delivered roughly $3,350 in projected annual tax savings compared with taxable stipend options.

Upper Peninsula General Contracting

Klint Miller

Upper Peninsula General Contracting