Case Study: Ullman Oil Company achieves 40% health cost savings and 15-minute admin time with PeopleKeep's ICHRA

How an ICHRA saved Ullman Oil 40% on health care costs and increased their participation rate to 90%

Ullman Oil Company, a 43-employee, family-owned energy firm in Ohio, was facing steadily rising group health insurance costs, frustrated employees, and a carrier that refused to quote renewal. Office Manager Allison Johnson sought a more equitable, predictable solution for employees aged 27–76 and selected PeopleKeep’s ICHRA after a recommendation from Lighthouse Insurance Group.

PeopleKeep implemented an ICHRA with PeopleKeep’s decision tools and Lighthouse brokers assisting employees to find individual plans; the result was a high level of engagement and meaningful savings. With PeopleKeep’s ICHRA Ullman Oil saved 40% versus their prior group plan, achieved a 90% active usage rate among participants, and cut benefit administration to about 15 minutes per month, freeing funds for operations, technology updates, and retention.

Ullman Oil Company

Allison Johnson

Office Manager