Case Study: Persona Co., Ltd. achieves 10-minute management reporting and card-brand profitability insight with Oracle Cloud EPM

Persona Creates Management Reports in Just 10 Minutes with Oracle EPM Cloud

Persona Co., Ltd., a subsidiary of H2O Retailing that issues more than one million credit cards across brands such as Persona, Solena, and Emerald, needed faster, more granular insight into profitability by card brand to support strategic decisions and resource allocation. The company wanted frontline staff as well as executives to quickly access comparative revenue, expense and budget data, eliminate time-consuming manual consolidation, and use a flexible, integrated budgeting system that didn’t depend on specific employees’ expertise.

By implementing Oracle Cloud EPM Planning (Oracle Planning and Budgeting Cloud Service) with implementation partner TIS, Persona automated data collection and reporting and enabled self-service analysis with familiar Excel integration. Management reports that once took a full day are now generated in about 10 minutes, accounting staff can focus on strategy, users can customize and reuse reports easily, and sales teams gain actionable card-level profitability insight—supporting faster decision-making and continued business growth.

Persona Co., Ltd.

Kaoru Iio

Assistant General Manager, Business Strategy Office