Case Study: HDFC Bank achieves 4x to 7x faster regulatory and liquidity reporting and improved credit-risk management with Oracle Exadata

HDFC Bank Issues Regulatory Compliance Reports 4x to 7x Faster and Improves Credit Risk Management

HDFC Bank Ltd., one of India’s largest private‑sector banks with thousands of branches and ATMs nationwide, needed to replace legacy database servers and storage to improve Oracle E‑Business Suite performance, meet strict SLAs for daily financial reporting, and ensure 24/7 access to credit‑risk data to satisfy Basel regulatory requirements. The challenge was to speed up business‑critical reporting and transaction processing while reducing operational complexity and data‑center footprint.

By consolidating five databases onto an Oracle Exadata engineered system and migrating Oracle General Ledger and Oracle Financial Services Analytical Applications Infrastructure, HDFC Bank cut daily asset and liability report time from four hours to one (4x faster), reduced liquidity risk reporting from over 52 hours to under eight (7x faster), and achieved up to 9x faster OLTP. The implementation improved credit‑risk management, simplified system administration with a single‑vendor solution, reduced the data‑center footprint, and ran on time and within budget.

HDFC Bank

Vaibhav Samant

Senior Vice President IT