Case Study: Chinae Savings Bank Co., Ltd. achieves 3x faster credit processing and enhanced data security with Oracle Exadata and Oracle Advanced Security

Chinae Savings Bank Processes Credit Transactions 3x Faster, Enhances Data Security, and Supports Business Development with Engineered System

Chinae Savings Bank, a Seoul-based savings bank founded in 2012 with 14 branches and a focus on affordable lending, needed a next-generation retail banking platform to speed credit decisions, improve risk analysis and data integrity, scale for growth and acquisitions, and strengthen protection of sensitive customer information to meet stringent Korean privacy regulations — all with minimal disruption to daily operations.

By deploying Oracle Exadata and Oracle Advanced Security (core systems live in five months), Chinae achieved a 3x increase in credit-transaction throughput (from 200 to 660 tps), 5x faster data transfers between systems (4 vs. 20 hours), and completed data verification in 40 days. The engineered system delivers active/active availability, scalable performance for internet and mobile growth, transparent encryption and redaction without application changes to lower costs and ensure compliance, and improved staff productivity through faster, more reliable access to customer data.

Chinae Savings Bank Co., Ltd.

Won Joon Cho

Information Strategy Headquarters, Department Head