Case Study: Reliant Funding achieves faster, more accurate underwriting and fraud prevention with Ocrolus

Reliant Funding - Customer Case Study

Reliant Funding, a San Diego–based fintech lender, faced the common small-business lending challenge of banks that decline many applicants and force borrowers to fit rigid profiles — banks decline over 70% of applicants, according to Reliant’s CEO Adam Stettner. To deliver more personalized, timely capital and understand each customer’s “why,” Reliant turned to Ocrolus, using Ocrolus’ document infrastructure and bank-statement data analytics to capture, digitize, and validate underwriting documents quickly.

Ocrolus’ automation, analytics and fraud‑flagging capabilities were integrated via API into Reliant Funding’s underwriting workflow, freeing loan officers from manual data entry and speeding document review “to minutes” versus typical 60–90 day bank decisions. The partnership improved approval, retention and renewal outcomes, strengthened fraud prevention through standardized statement heuristics, and supported Reliant’s growth—now serving some 4,000 customers and earning Inc. 5000 recognition for seven consecutive years.

Reliant Funding

Adam Stettner

Chief Executive Officer