Case Study: Lendio Streamlines Underwriting and Speeds Funding with Ocrolus Cash Flow Analytics

Lendio and 75+ lender partners streamline underwriting with Ocrolus’ Cash Flow Analytics

Lendio, a leading small business lending marketplace, needed a faster and more consistent way to evaluate borrower financial health across its network of 75+ lender partners. Before working with Ocrolus, lenders were manually reviewing static PDF bank statements, which slowed underwriting and made it difficult to assess businesses at scale.

Ocrolus’ Cash Flow Analytics helped Lendio automate bank statement analysis by extracting and normalizing transaction data into structured, decision-ready insights. With Ocrolus embedded in its platform, Lendio reduced manual document review and calculations, accelerated credit decisions, and enabled more consistent underwriting across 75+ lending partners.

Lendio

Philip Taliaferro

Chief Growth Officer