Case Study: Kapitus achieves automated funding and 90% of applications processed within 30 minutes with Ocrolus

Kapitus - Customer Case Study

Kapitus, a fintech lender and marketplace that has provided over $2 billion to nearly 40,000 U.S. businesses since 2006, faced a highly manual underwriting workflow that was costly, slow, error-prone, and non-scalable. To address mounting competitive pressure and improve speed and accuracy, Kapitus selected the Ocrolus platform to automate bank statement analysis and replace manual data entry and review.

Ocrolus used AI-driven computer vision, crowdsourced review, and an API that delivered 30 credit-model inputs and cash-flow analytics directly into Kapitus’s LOS and ML models. The Ocrolus-powered solution eliminated manual underwriting, enabled a fully automated funding process that determines approval eligibility, and helped Kapitus process over 90% of applications within 30 minutes—driving faster funding, higher productivity, and an improved customer experience.

Kapitus

Andy Reiser

CEO & Founder