Case Study: Kapitus accelerates SMB lending with Ocrolus AI-powered analytics

How Kapitus streamlines lending with Ocrolus’ AI-powered data and analytics

Kapitus, a small business financing provider, wanted to move beyond a manual lending process that took considerable time to review bank statements, analyze cash flow, and assess risk while also keeping up with evolving fraud threats. To address this, Kapitus turned to Ocrolus’ AI-powered data and analytics platform to support faster, more efficient lending decisions.

With Ocrolus, Kapitus automated cash flow analysis, gained richer insights into credits, debits, and transaction patterns, and added file-tampering signals to strengthen fraud detection. As a result, Kapitus improved underwriting speed, enhanced risk management, and accelerated loan approvals in the past 3–5 years, helping drive better portfolio performance and faster offers to small business owners.

Kapitus

Mike Borak

Senior Vice President