Case Study: Fresh Funding achieves rapid, fraud‑proof approvals and same‑day funding with Ocrolus

Fresh Funding is utilizing a tech-forward approach to offer quick and personalized access to capital

Fresh Funding, founded in 2017, provides rapid working capital to small and medium-sized businesses nationwide through a network of 150+ independent brokers. Their challenge was qualifying applicants quickly at the top of the funnel—brokers submit straightforward applications with bank statement PDFs and Fresh Funding needed a fast, reliable way to screen prospects so underwriters could focus on serviceable deals. To meet that need they rely on Ocrolus data and analytics at the point of application alongside a soft credit pull.

Fresh Funding integrated Ocrolus’ document-extraction and analytics via API into its proprietary underwriting cockpit, later cross-checking outputs with Plaid; Ocrolus also flags potential bank-statement fraud. That integration enabled faster preliminary approvals, reduced back-and-forth emails and calls, and helped Fresh Funding deliver approvals in 2–4 hours and funding the same day—while improving fraud detection and scaling underwriting efficiency. Ocrolus’ tools are credited with catching all bank statement fraud the firm has encountered.

Fresh Funding

Erez Stamler

Managing Director