Case Study: Deephaven Mortgage achieves Day 1 Certainty and saves 2+ underwriter hours per application with Ocrolus

Deephaven Mortgage brings Day 1 Certainty to mortgage lending

Deephaven Mortgage, a business-to-business lender working with independent mortgage brokers, needed to serve borrowers traditionally excluded from the GSE market and to stop relying on slow, manual income calculations from multiple sources. To automate income verification and eliminate “stare and compare” analysis, Deephaven partnered with Ocrolus to apply bank statement analysis and income verification across its origination workflow.

Ocrolus was integrated into Deephaven’s loan origination process to capture, verify, and analyze bank statements, detect fraud and compute real income in minutes. The solution delivered measurable impact: Deephaven saved over 2 hours of underwriter time per application and supported $5 billion in private-capital mortgage funding, bringing Day 1 Certainty–style speed, accuracy, and scalability to its Non‑QM lending.

Deephaven Mortgage

Matt Lehnen

Chief Technology Officer