OatFi
6 Case Studies
A OatFi Case Study
Order.co, a spend management platform, sought to offer its customers extended net terms to improve their cash flow and create a new revenue stream. However, managing the required capital, credit risk, and payment operations in-house was a complex and limiting challenge. To solve this, Order.co partnered with OatFi and its API-driven credit solution to avoid building this infrastructure themselves.
By implementing OatFi's APIs, Order.co automated customer underwriting and funded daily spend seamlessly through its existing Stripe and Lithic systems. This integration provided a complete embedded credit program without the operational burden. As a result, Order.co eliminated its credit risk, accelerated growth, and saved significant engineering resources, all while successfully monetizing a new payments channel.