Case Study: Idemitsu Credit Company Limited achieves rapid, scalable microfinance expansion in Cambodia with Nucleus Software's FinnOne Neo

Facilitating Business Expansion Beyond Borders

Idemitsu Credit Company Limited established Idemitsu Saison Microfinance (Cambodia) Plc. to provide financing and installment services to farmers in Cambodia, but faced the challenge of launching a new, low‑cost credit operation abroad that could deliver fast, non‑collateral loans with automated workflows and operate over limited network connectivity. To meet these requirements the company selected Nucleus Software’s FinnOne Neo as its core lending platform.

Nucleus Software implemented FinnOne Neo in six months, delivering an SOA‑based, low‑bandwidth, multi‑language system with configurable workflows, policy engines and seamless integration with field agents and external systems. The solution enabled end‑to‑end digitization, faster time‑to‑market and 24x7 loan servicing, helping Idemitsu Saison steadily grow its microfinance portfolio in Cambodia’s $3.1B market while keeping operational costs and rollout time low.

Idemitsu Credit Company Limited