Case Study: Global Auto Finance Company achieves single‑platform global efficiency and reduced TCO with Nucleus Software's FinnOne

Driving Efficiency for a Global Auto Finance Company

Global Auto Finance Company, a leading captive auto finance provider operating across the U.S., Canada, Europe and Latin America, faced high customer acquisition and infrastructure costs, fragmented regional systems, lengthy financial consolidation and regulatory replication challenges. To unify operations and reduce operating expense, the company selected Nucleus Software’s FinnOne lending platform to replace disparate legacy systems and provide a single global view, high availability and seamless peripheral integrations.

Nucleus Software implemented FinnOne across multiple countries—consolidating some 30 different systems into one platform—with country-specific customizations on a common code base, clustered regional application instances and separate country databases. The unified solution delivered measurable benefits: the replacement of 30 systems, lower total cost of ownership, standardized processes and faster roll-out of business changes, improved integration with credit bureaus and central banks, and increased operational efficiency and compliance across international units.