Case Study: Spendesk enables in-app SEPA payments with Netguru

Spendesk passes BPCE PS certification and launches SEPA payments with NetGuru

Spendesk, a French fintech unicorn, sought to become more autonomous by integrating a SEPA payment system directly into its web app, reducing its reliance on external providers. The challenges included navigating a highly-regulated environment, undergoing a rigorous certification process with BPCE PS, and building a robust system with complex internal logic. They engaged NetGuru for tech development and Node.js support to build this internal banking system.

NetGuru provided a self-sufficient team of experts who delivered a working service for handling SEPA payments and supported Spendesk through the entire certification process. As a result, Spendesk successfully completed the BPCE PS certification, acquired its first BIC and IBAN, and executed its first test payments. This collaboration brought Spendesk closer to its goal of independence from external payment providers.

Spendesk