Case Study: Valliance Bank slashes quarterly analytics from 96 to 3 hours and gains management-ready reporting with Ncontracts' Nfairlending

Valliance Bank’s Team of One Crush Compliance with Nfairlending

Valliance Bank, a $414 million community bank in Oklahoma City, faced a heavy fair-lending compliance burden managed by a single compliance officer: time-consuming HMDA/CRA analytics, tedious board reporting, and no outside analytics support that together consumed as much as 96 hours per quarter. To address this challenge the bank engaged Ncontracts and its web-based Nfairlending solution to streamline fair-lending analysis and reporting.

Ncontracts’ Nfairlending platform and Customer Success team intake Valliance’s data, import and analyze it, then review findings with a dedicated Compliance Analyst—turning a formerly 96-hour quarterly workload into as little as 3 hours. The solution delivers management-ready reports in minutes, enables branch-level views, reduces fair-lending risk, and gives the bank faster, more confident reporting and oversight.

Valliance Bank

Erin Goodall

Vice President and Director of Compliance