Case Study: Noble Credit Union slashes reporting time and gains deeper portfolio insights with nCino

nCino Helps Noble Credit Union Gain New Insights from its Portfolio

Noble Credit Union, a trusted Central Valley institution founded in 1941 with 98,525 members, eight branches and $764M in assets, struggled to efficiently analyze its real estate portfolio for risk and exposure. Senior analysts were spending hours each day manually pulling and aggregating data in Excel, and a hired third‑party vendor delivered recurring programming errors and poor support, prompting the search for a reliable analytics solution.

nCino’s Portfolio Analytics automated data aggregation, reporting and predictive/behavioral modeling while adding credit bureau and Fair Lending integrations and a single, institution‑wide view of the portfolio. As a result, comprehensive board reports that once took up to three weeks are now built in a day, loan pricing and risk monitoring are more accurate, regulatory exams have gone more smoothly, and staff can focus on analysis and strategic decision‑making rather than report building.

Noble Credit Union

Megan Thompson-Shultz

Senior Analyst