Case Study: Monarch Construction achieves flexible working capital and new project capacity with National Business Capital

Monarch Construction secures $1.5M with National Business Capital to fund new projects

Monarch Construction, a New York-based contractor, faced working capital pressure due to a $3M receivable that was delayed over 150 days, creating a cash flow gap while new project opportunities emerged. The company needed flexible capital to bridge this receivables gap without straining its existing senior line of credit. They connected with National Business Capital to explore a solution.

National Business Capital structured a two-phase solution, first providing a $1M Flex Line to bridge the payment delay. Two months later, they provided a $500K non-asset backed term loan to support new work. This combined financing allowed Monarch Construction to preserve working capital, supplement its senior line, and begin two additional projects during build season, providing the liquidity needed to support both completed and upcoming work.

Monarch Construction