Case Study: Kopa cuts payment processing costs by 83% with Modern Treasury

Kopa reinvents monthly home rentals with help from Modern Treasury

Kopa, a U.S.-based marketplace for monthly home rentals and housemate discovery, needed a reliable way to handle rent, deposits, refunds, and split payments across flexible lease durations. The team wanted lower processing fees, faster payouts, and better visibility into payment status, while avoiding the complexity of building and maintaining custom bank integrations.

Modern Treasury provided Kopa with flexible APIs and payments infrastructure to process ACH, same-day ACH, and RTP payments directly through its corporate bank. With Modern Treasury, Kopa cut payment processing costs by 83%, implemented payments in about 6 weeks, and significantly sped up settlement so hosts get paid faster. The company also gained clearer transaction visibility and easier support tooling through Modern Treasury’s web app.

Kopa

Keith Williams

Chief Technology Officer