Case Study: Kabbage achieves sub-second application data pre-fill and secure mobile ID verification with Mitek Systems

Mitek streamlines Kabbage’s mobile loan applications with automated ID verification and data-fill

Kabbage, a platform that automates small-business lending and has delivered access to $2.7 billion in working capital, needed a seamless, mobile-first onboarding experience that let new customers verify their identities in real time without leaving the app. The challenge was to speed up application completion and reduce manual-entry errors and fraud while maintaining a fully digital loan origination flow.

Mitek’s mobile capture and ID-authentication technology turns a smartphone camera into a scanner: users photograph their driver’s license and Mitek instantly extracts, verifies, and populates identity data into the loan form. The integration delivers sub‑one‑second data pre-fill, higher data accuracy, stronger fraud protection, faster approvals and a simpler, native mobile user experience.

Kabbage