Case Study: Jamia Co-operative Bank (and 15 cooperative banks) achieves digital transformation and scalable, compliant core banking with Microsoft Azure

Enabling digital transformation at mid-tier

Jamia Co-operative Bank, a Delhi‑based urban cooperative bank with 8 branches, over 67,000 account holders and $11 million in deposits (along with 15 other cooperative banks in India), faced growing operational inefficiencies. Its legacy, branch‑level TBA and distributed databases could not scale to meet rising transaction volumes, inter-branch reconciliation and RBI compliance requirements—challenges that intensified after the demonetization-driven surge in digital payments.

NIIT Technologies deployed its BankingEasy core banking solution and migrated the platform to Microsoft Azure’s Indian datacenters, providing a centralized, managed CBS with built‑in security and data‑residency compliance. The cloud migration delivered scalable, high‑performing, always‑available banking services, stronger analytics and disaster recovery (industry‑leading RTO/RPO), faster product go‑to‑market and the digital capabilities mid‑tier banks need to offer large‑bank customer experiences.

Jamia Co-Operative Bank

M.H.Q. Beg

Chairman