Case Study: All In Credit Union raises loan-to-share ratio from 40% to 61% and scales indirect lending with MeridianLink LoansPQ

Successful Take-off at Army Aviation Center Federal Credit Union

All In Credit Union faced stalled lending growth because legacy technology lacked online applications, automated documents and caused manual double‑entry, leaving the credit union with a 40% loan‑to‑share ratio and staff hesitant to make offers. To modernize, All In Credit Union engaged MeridianLink and chose the LoansPQ solution to replace the old system and enable instant approvals, automated workflows and better online and indirect lending capabilities.

MeridianLink implemented LoansPQ along with new risk‑based pricing and streamlined processes, eliminating double‑entry and enabling one‑click loan booking. Within a year indirect product offerings grew from 6 to 115, monthly indirect volume rose from a $3.6M base to about $20M, staff cross‑selling increased significantly, and All In Credit Union’s loan‑to‑share ratio climbed from 40% to 61% in 18 months.

All In Credit Union

Bobby Michael

Chief Executive Officer