Case Study: Divvy achieves rapid growth and modern, scalable card issuing with Marqeta

Modern card issuing unlocks growth for a spend management disruptor

Divvy, a fast-growing expense-management startup founded to eliminate employee reimbursement headaches and give small businesses real-time visibility into spending, needed a card processor that would be an enabler rather than an inhibitor of growth. After a competitive vetting process, Divvy selected Marqeta to power its card programs, leveraging Marqeta’s processor and card-issuing capabilities (physical, virtual and tokenized cards) along with features like Gateway JIT Funding and Commando Mode.

Marqeta delivered a developer-friendly, scalable platform—instant virtual-card issuance, push-provisioned tokenized cards, real-time JIT funding controls, and stand-in processing—to reduce manual work and accelerate time-to-market. The partnership helped eliminate “hundreds of hours per week” of manual processes, provided 99.995% platform uptime, and supported Divvy’s rapid growth (Divvy reported $100M in revenue in 2021, a 67% year-over-year increase) as it continues to scale with Marqeta.

Divvy

Blake Murray

Founder and CEO