Case Study: Capital on Tap delivers fast, scalable SME lending with Marqeta

Helping businesses tap into vital funding - how a modern card issuing and payment processing platform can deliver innovative lending solutions

Capital on Tap is a UK fintech that has lent more than £1.5bn to over 75,000 SMEs by offering a fast, user-friendly route to working capital—an application that can be completed in 120 seconds with funds available online in minutes. To take its successful card programme to the next level and scale more quickly, Capital on Tap partnered with Marqeta and its modern card issuing and payment processing platform.

Marqeta provided open APIs, an instant‑issue sandbox, real‑time transaction reporting and a single integration approach, enabling Capital on Tap’s developers to build, test and launch products at speed. The Marqeta-powered solution accelerated product delivery, helped double Capital on Tap’s business year‑on‑year, supported continued UK growth and underpins plans to expand into Spain while improving access to funding for thousands of SMEs.

Capital on Tap

Claire Bennett

Project Manager