Case Study: The Atlantic Federal Credit Union accelerates consumer lending with MANTL Loan Origination

The Atlantic Federal Credit Union cuts consumer loan opening time to 6 minutes with MANTL

The Atlantic Federal Credit Union sought to modernize its consumer lending process to meet rising member expectations shaped by digital-first competitors. The credit union partnered with MANTL to move beyond a simple digital application and create a seamless, end-to-end journey that could unify loan origination, deposit origination, and membership enrollment.

Working with MANTL, The Atlantic FCU implemented MANTL Loan Origination to embed eligibility checks and membership enrollment directly into the loan application. This solution dramatically reduced the account opening time from two days to just six minutes, achieved an 80% submission rate for personal loans, and eliminated document collection for 67% of loans. MANTL's platform also helped the credit union re-engage 80% of abandoned applications through automated reminders.

The Atlantic Federal Credit Union