Case Study: N26 achieves rapid pan-European expansion with Mambu

The rise of a digital banking pioneer

N26, a digital banking pioneer, faced a challenge scaling its operations and launching new products with its initial partner-provided banking backend. To achieve its goal of becoming a fully-licensed mobile bank and enable future growth, N26 needed a new, flexible, scalable, and cost-effective core banking solution from a vendor like Mambu.

Mambu provided its composable, cloud-native banking platform, hosted on AWS, which became the backbone of N26's operations. The implementation included a customer sub-ledger system and integrated overdraft capabilities. This solution from Mambu enabled N26 to build and launch its new platform in just four months. The results were significant, allowing N26 to scale significantly, process tens of millions of transactions monthly, and expand its operations to 24 European countries.

N26

Gino Cordt

Chief Technology Officer