Case Study: My Community Finance achieves scalable growth and wider access to ethical financing with Mambu's cloud banking platform

My Community Finance revolutionises access to ethical financing

My Community Finance (MCF) is a UK-based loan broker and IT provider that helps credit unions offer ethical, fairly priced personal loans. Faced with small, resource-constrained credit unions running on outdated systems (including a migration away from the Curtains platform), MCF needed a cloud-native solution to scale rapidly, increase visibility on major UK loan aggregators, and modernise loan and deposit processing — so they chose Mambu’s cloud banking platform.

MCF implemented Mambu with a three-week initial deployment and built a custom orchestrator and microservices layer (integrated with Salesforce and AWS) to enable API-driven straight-through processing. The Mambu platform reduced Opex, streamlined operations, and let MCF scale without proportionally increasing headcount; credit unions on the platform are now the fastest-growing unsecured personal loan lenders in the UK, with MCF processing up to 400,000 loan applications per month and having issued over £200,000,000 in loans. Mambu’s ease of integration and regulatory fit were cited as key enablers of this transformation.

My Community Finance

Tobias Gruber

CEO and Co-Founder