Case Study: Texas Single-family Rental Investor secures a 30-year fixed-rate cash-out refinance with Lima One Capital

Texas Single-family Rental Investor locks in a 30-year fixed-rate $2,078,000 cash-out refinance with Lima One Capital

A Texas single-family rental investor sought a cash-out refinance for his rental property portfolio in the Fort Worth area. His challenge was to access his equity while simultaneously locking in a long-term, fixed interest rate in 2022's rising rate environment, a type of loan most private lenders do not offer. He partnered with Lima One Capital to find a solution.

Lima One Capital provided a fixed-rate, fully-amortizing 30-year loan. The Lima One team worked to optimize the investor's portfolio to maximize leverage, ultimately securing a loan for $2,078,000 at 75% of the appraised value. This solution provided the investor with the long-term rate security he desired and the capital needed to continue scaling his real estate portfolio.