Case Study: Oregon Builder secures permanent takeout financing for Beaverton duplex with Lima One Capital's Build2Rent® DSCR loan

Oregon Builder secures $755,500 DSCR loan with Lima One Capital

The customer, an Oregon builder, had completed construction on a duplex in an opportunity zone and needed takeout financing to hold the property and capitalize on significant tax benefits. They turned to their existing vendor, Lima One Capital, for a solution through its Build2Rent® program.

Lima One Capital provided a DSCR loan at 69% loan-to-value leverage, using the property's pre-construction appraisal. Due to the builder's history with Lima One, they received custom pricing and were not required to season the loan. This solution provided the builder with the permanent financing needed to secure the opportunity zone tax benefits and continue scaling their rental business.