Case Study: a Memphis-area investor achieves cash-out refinance and portfolio growth with Lima One Capital

Memphis-area Investor refinances with Lima One Capital for 60% LTV and $114,000

A veteran Memphis-area investor sought to refinance a rental property in his portfolio, aiming to capture equity through a cash-out refinance while maintaining the property's monthly cash flow. He contacted his long-time lender, Lima One Capital, for a solution using their rental loan product.

Lima One Capital provided a cash-out refinance solution with 60% loan-to-value leverage, specifically tailored to the investor's needs for this property. This DSCR loan allowed the investor to access capital for further investments while preserving his monthly profit. Over five years, Lima One has closed 29 loans totaling nearly $4 million with this client, who now also serves as a referral partner for the vendor.