Case Study: Alabama Single-family Rental Investors unlock equity and protect cash flow with Lima One Capital rental loans

Alabama Single-family Rental Investors unlock $817,600 in cash-out refinance loans with Lima One Capital

The customer, a group of Alabama single-family rental investors, needed to capture equity from their portfolio of properties in Huntsville and other nearby towns to fund additional investments. Their challenge was to secure this financing while also maintaining the cash flow on their existing properties. They approached Lima One Capital for a cash-out refinance solution.

Lima One Capital provided a customizable solution by closing four individual loans, each structured to maintain ideal debt-service coverage ratios. This flexible approach allowed Lima One to maximize leverage for the investor while protecting their passive income. The result was $817,600 in loans secured against an appraised portfolio value of $1,229,600, providing the capital needed for the investors to continue growing their business.