Case Study: Karma Kitchen achieves fast, flexible merchant funding with Lenkie

Karma Credit The building of Karma Kitchen's funding solution

Karma Kitchen, a leading independent operator of cloud kitchens in the UK, faced a challenge in providing fast and flexible financing to its growing restaurant licensees, a significant portion of which were underbanked. They needed a solution to minimize the friction of traditional loan applications and help merchants cover initial startup costs. To address this, they partnered with vendor Lenkie to create "Karma Credit."

Lenkie integrated its financing service directly into Karma Kitchen's platform, providing a seamless, branded application process that was set up in days. The solution allowed merchants to apply and select a quote in just a few clicks, with most receiving funds within 48 hours. This enabled Karma Kitchen's licensees to scale their operations without the burden of significant upfront cash outlays, effectively tapping into new areas of growth.

Karma Kitchen

Karma Kitchen