Case Study: Señor Check Cashing achieves centralized data control and $150K annual savings with Knack

How Knack helped a chain of financial centers grow their business, expand their offerings, and save thousands of dollars

Señor Check Cashing, a Texas chain of community financial centers led by COO Sean Qureshi, struggled for years to collect and consolidate operational and financial data from its retail locations. After an expensive custom build and rising developer costs still left them without reliable reporting, the company faced uncontrolled customer debt, bounced checks, poor cash visibility and inconsistent processes that threatened accuracy, compliance and growth.

Sean built a centralized app with Knack, piloted it, ran it in parallel with legacy systems and then deployed it company-wide to track transactions, collections and cash in real time while improving security and accountability. The system stopped customers from “slipping through” between stores, sped reconciliations (resolving a near-$40k short in minutes), reduced payroll and labor costs (over $50k saved in 2017), and cut what would have been a $192k legacy annual cost to yield nearly $150k in annual savings — enabling expansion from 9 to 32 locations and new services like insurance.

Senor Check Cashing

Sean Qureshi

Chief Operations Officer