Case Study: Scratch achieves faster veterinary financing approvals with Interactivism

Scratch launches veterinary financing with Interactivism, reaching 650 clinics in 12 months

scrratch, a fintech company offering veterinary payment solutions, faced the challenge of pet owners struggling with unexpected, high-cost veterinary bills. Traditional credit assessment was too slow and excluded many applicants, leaving both pet owners underserved and veterinary offices with unpaid care. To address this, scrratch partnered with Interactivism to develop a financial services platform.

Interactivism designed and built scrratch's complete launch experience, including its brand identity, a responsive marketing website, and a mobile-first credit application web app. The solution leveraged both traditional and nontraditional underwriting data to approve more applicants quickly. As a result, within 12 months, scrratch had signed 650 veterinary clinics, was processing $1M in loans monthly, and went on to raise $73.1M in total funding.

Scratch