ICE Mortgage Technology
92 Case Studies
A ICE Mortgage Technology Case Study
Absolute Home Mortgage, a $750M‑volume lender based in Fairfield, NJ, needed to automate compliance reviews, fraud checks and flood certifications to reduce risk and improve efficiency as regulations tightened. The company, built on pairing skilled people with technology, chose to deepen its use of Ellie Mae’s Total Quality Loan (TQL) program to address mounting compliance and operational challenges after TRID and other regulatory changes made accurate, timely compliance essential.
By running TQL at every milestone and persona, building a real‑time pipeline view of pass/fails, and training originators to run fraud reports at intake, Absolute Home Mortgage automated flood orders, caught fraud earlier, and prevented unnecessary underwriting work. The result: faster submission‑to‑underwriting times, consistent loan quality, measurable time savings (about 10 minutes per loan on flood processes and 5 minutes on fraud orders), fewer late-stage compliance issues, and lower overhead—giving the firm greater efficiency and demonstrable “compliance super powers.”
Matthew VanFossen
Chief Executive Officer