Case Study: Leading Buy Now Pay Later Company protects customers from ATO and digital skimming with HUMAN Application Protection

Leading Buy Now Pay Later Company Protects Customers and Merchants from ATO and Client-side Threats

Leading Buy Now Pay Later Company, a BNPL provider operating in New Zealand, Australia, and the United Kingdom, needed to protect customer data and secure transactions across its payment journey. Facing risks from account takeover (ATO) and digital skimming attacks, the company turned to HUMAN and its Application Protection and Code Defender solutions to help safeguard customers, merchants, and its reputation.

HUMAN implemented Application Protection and Code Defender to detect and mitigate automated attacks and client-side threats, including vulnerable or malicious scripts. The solution integrated easily into the company’s existing Cloudflare-based stack and other infrastructure, helping the BNPL company protect against ATO and digital skimming in real time while supporting its rapid scaling.