Case Study: Wa’ed automates loan granting and scales SME lending with HES FinTech

A SME Lending Platform That Offers Financial Services in Saudi Arabia

Wa’ed, the entrepreneurship arm of Saudi Aramco, selected HES FinTech to automate its financial operations and modernize loan granting. Wa’ed—responsible for mentoring, incubation and no‑collateral lending that has driven $100 million in investments—needed a scalable loan origination and loan management solution to speed decisioning and broaden its geographic reach.

HES FinTech is delivering a digital lending platform that combines loan origination and management automation with predictive analytics, a streamlined UI/UX and a customer portal. The HES FinTech solution is designed to automate workflows, improve credit decisioning and enable faster, scalable SME lending; while formal post‑deployment metrics have not been published, the project is expected to yield measurable reductions in manual processing time, quicker loan decisions and accelerated portfolio growth.

Wa’ed

Mazen Alasnag

Head of Loan Management