Case Study: CashU launches instant online payday lending with HES FinTech

A Platform for a Large Microfinance Company Offering Instant Payday Loans

CashU, a Smart Finance payday lending brand, needed a reliable financial software partner to replace its previous technical vendor and speed up time-to-market. HES FinTech was brought in to build an end-to-end online payday loan platform with a better user experience, fast client onboarding, automated scoring and approval, and fully online lending operations.

HES FinTech delivered a full-fledged solution based on HES Core, including back-office architecture, core lending logic, and front-end UI/UX design, with Camunda Workflow and Decision Automation for real-time risk management. The platform can automatically approve loans in less than a minute, prepare payments within minutes, and deliver funds to approved customers in a few hours, helping CashU launch its MVP in a couple of weeks and later expand the product while cutting costs and improving the customer experience.

CashU

Aliya Akchurina

Chief Executive Officer