Case Study: US-Based Automotive Lender achieves automated loan processing and faster approvals with Happiest Minds

Peer to Peer Lending for A US Based Automotive Lender

Happiest Minds, a digital transformation firm, worked with a US-based peer-to-peer automotive lender to automate lending operations and cut turnaround time by removing heavy reliance on manual underwriting and processing.

The team deployed a cloud lending origination solution with SKUID, integrated SFTP/DMS and VIN-decoder services, built Sales Cloud workflows, and automated credit checks with TransUnion and Equifax plus advanced scorecard decisioning. The solution enabled efficient collateral evaluation, drastically reduced manual effort, sped up application processing, and improved accuracy and capacity to handle more loans.