Case Study: US Automotive Lending Company achieves automated, faster loan underwriting with Happiest Minds' Cloud Lending solution

Enabling Disruptive Lending in the Automotive Lending Space

Happiest Minds partnered with a new-age automotive lender in the US facing slow, manual underwriting and legacy systems that constrained loan turnaround and growth. The lender needed to eliminate manual processes, reduce application turnaround time, and replace disparate systems with a modern, scalable platform.

We implemented a cloud lending solution on Salesforce using Cloud Lending Originate, Black Book and VIN decoder integrations, and built complex business logic to automate underwriting workflows. The result was faster, more accurate collateral evaluation, a drastic reduction in manual work, and the ability to process more applications with minimal human intervention.