Case Study: Secure Trust Bank achieves streamlined treasury operations and stronger ALCO & regulatory reporting with GTreasury

Secure Trust Bank - Customer Case Study

Secure Trust Bank (STB), a Solihull‑based subsidiary of the Arbuthnot Banking Group, faced a Prudential Regulation Authority (PRA) liquidity review that exposed weaknesses in its treasury operations and interest rate risk processes. To automate daily treasury tasks, provide comprehensive and timely ALCO reporting, and adopt best‑practice interest rate risk management, STB selected GTreasury and its integrated Treasury Management System (TMS) and Asset Liability Management (ALM) modules.

GTreasury delivered the solution in two phases over four months (Treasury Management Module followed by the ALM Module), replacing Excel‑based processes and enabling automated deal processing, mark‑to‑market valuation, segregation of front‑ and back‑office duties, counterparty exposure monitoring, and a monthly ALCO reporting pack. The implementation produced measurable benefits — streamlined payments and reporting, PRA‑compliant NPV and VaR outputs, periodic interest income sensitivity reports, and powerful balance‑sheet forecasting and behavioural modelling — giving Secure Trust Bank scalable tools to manage risk and support growth.

Secure Trust Bank

Stuart Clarke

Head of Treasury