Case Study: SMB Lender achieves ~$7M in avoided losses and 40% fewer unit losses with GDS Link ModellicaPro

SMB Lender Averts $7 Million in Dollar Losses and 40% in Unit Losses with GDS Link Analytics

SMB Lending Company needed to reduce credit and fraud risk while approving more small-business borrowers—including applicants that traditional credit data flagged as high risk. To turn bank-account transactional information into actionable insights, they engaged GDS Link and its ModellicaPro Analytical Services.

GDS Link used ModellicaPro to create SMB-specific scores, overlay expert rules, align payments to optimal days, and estimate likely cash flows; this approach cut per-account dollar loss rates by up to 45%, averted roughly $7 million in dollar losses over 12 months, and delivered about 40% fewer unit losses, with continuous data-driven improvements for further savings.