Case Study: Leading Auto Insurance Provider achieves real-time driver profiling and personalized usage-based insurance with Gathr

Driver profiling and risk assessment for a leading auto-insurance provider

Leading Auto Insurance Provider engaged Gathr to modernize its connected‑car capabilities and roll out usage‑based insurance. Facing pressure to meet digital consumer expectations, the insurer needed real‑time ingestion, enrichment and analytics of telematics, vehicle sensor and third‑party data to profile drivers, assess individual risk and enable dynamic, behavior‑based pricing. Gathr’s cloud‑native platform (using real‑time ingestion via an AWS IoT gateway and Spark‑based analytics) was chosen to build the end‑to‑end solution.

Gathr implemented in‑memory data transformation, enrichment, machine‑learning models, smart alerting and real‑time dashboards to produce per‑driver risk scores and predictive maintenance insights. The result is a live driver‑profiling and risk‑assessment application that powers personalized, usage‑based premiums (lower premiums for safe drivers), remote diagnostics and predictive maintenance, smart alerts, and real‑time trip tracking; outcomes include fewer claims from vehicle failures and improved customer loyalty driven by value‑added services delivered by Gathr.