Case Study: Malta Insurance Association reduces fraud and improves claims handling with FRISS

Working together with a shared database platform to prevent and fight fraud

Malta Insurance Association (MIA) turned to FRISS to address a major challenge in the Maltese insurance market: how to get competing insurers to work together to prevent and fight fraud. As fraudsters often move from one insurer to another, MIA needed a way for its members to share information and identify suspicious claims more effectively.

FRISS implemented the FRISS Country Platform, the “Malta Insurance Fraud Platform” (MIFP), enabling participating insurers to share claim history, incidents, and fraud insights in a compliant way. The platform helped insurers identify fraudulent claims continuously, reduce false positives, benchmark fraud case success rates, and uncover a major fraud network in 2013, improving loss ratios and establishing a stronger fraud-fighting culture.

Malta Insurance Association

Adrian Galea

General Director