Case Study: African Payments Company achieves 90% fraud reduction with Fraud.net

Streamlining Fraud Prevention for a Leading African Payments Company

African Payments Company, a pan-African digital payments platform processing over 1 million transactions a day across 24 countries, needed a fraud prevention approach that could scale with its growth. Its existing system was overwhelmed by manual reviews, limited transaction data, and evolving fraud patterns such as account takeovers, merchant-initiated fraud, and chargeback abuse. Fraud.net provided the AI-driven decision engine and risk management capabilities needed to support multiple payment methods and channels.

Fraud.net implemented machine learning risk scoring, an agile fraud rules engine, and real-time transaction decisioning to automatically approve low-risk activity while escalating high-risk transactions for review. The result was a 75% reduction in manual reviews, a 90% reduction in fraud, and a 91% decrease in false declines. Fraud.net also gave the client better visibility through customizable dashboards and reporting, helping the team scale fraud operations more efficiently across markets.