Case Study: First International Bank & Trust achieves faster, frictionless mortgage closings and 1.5× industry-average revenue with Floify

First International Bank & Trust - Customer Case Study

First International Bank & Trust (FIBT), represented by mortgage veteran Mike Mulwani, needed an enterprise-grade point-of-sale to modernize its loan origination, reduce friction for borrowers and loan officers, and build the infrastructure to scale beyond community-bank processes. After evaluating options, FIBT selected Floify as its POS solution to address those challenges.

Floify’s portal, intuitive needs list, Disclosure Desk and LOS integration streamlined document collection and workflows, got loan officers out of the LOS, and enabled 100% adoption across the team. As a result FIBT accelerated clear-to-close timelines (closing many refinances within 60 days during the 2020 market), reduced lock extensions, established enforceable SLAs, and helped drive revenue nearly 1.5× the industry average while supporting projected volume growth — outcomes credited to Floify’s platform.

First International Bank & Trust

Mike Mulwani

SVP/Director