Case Study: Merchant Growth delivers fast, convenient SMB lending with Flinks

Merchant Growth delivers SMB loans in 24 hours with Flinks

Merchant Growth, a leading SMB lender in Canada, faced the challenge of providing quick and convenient financing to small businesses while needing to accurately assess risk and keep loss rates low. Their objective was to automate and digitize their onboarding and underwriting processes to better serve their customers. They partnered with Flinks to leverage its data connectivity service to address these needs.

By implementing Flinks, Merchant Growth embedded a one-step onboarding process that allows customers to securely connect their bank accounts, instantly providing organized transactional data. This solution automated the initial underwriting and risk analysis, enabling Merchant Growth to make faster, smarter lending decisions. The results included the ability to approve and deliver funds to customers in as fast as 24 hours while maintaining a low loss rate due to better risk assessment powered by Flinks.

Merchant Growth