Case Study: Merchant Growth achieves faster SMB lending and smarter risk assessment with Flinks

How Flinks Helps Merchant Growth Deliver Convenience in SMB Lending

Merchant Growth, a leading SMB lender in Canada, needed a way to make lending faster, easier, and more convenient while keeping risk low. To support its mission, it turned to Flinks and its financial data aggregation product so borrowers could connect their bank accounts directly during the application process.

With Flinks, Merchant Growth embedded one-step onboarding into its loan flow, instantly accessing historical and real-time transaction data for underwriting and risk analysis. This helped the lender automate key parts of its approval process, improve risk assessment, and deliver funds in as fast as 24 hours. Merchant Growth also uses the data to tailor product offerings and renewals, while keeping loss rates low.

Merchant Growth

David Gens

Chief Executive Officer