Case Study: $31B Regional Bank in Texas modernizes B2B payments with Finzly

$31B regional bank in Texas modernizes B2B payments with Finzly and zero payment failures

A $31 billion regional bank in Texas was facing challenges with its legacy systems, which could not meet corporate clients' demands for faster, integrated payment experiences. The bank needed a modern solution to enable real-time payments, seamless ERP integration, and unified infrastructure for payment rails like RTP and FedNow. To address this, the bank partnered with Finzly to adopt its API-first, ISO 20022-native payment hub.

Finzly implemented its Open Galaxy and Payment Galaxy platforms, which unified instant payments and enabled ERP-driven banking through seamless API integration. This solution allowed the bank to automate payment routing, reduce operational costs, and achieve zero payment failures. The results included accelerated time-to-market, the introduction of instant loan disbursement, and the unlocking of new revenue streams, strengthening the bank's competitive edge.